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Salary vs. Inflation

A nominal raise feels good — but did it outpace inflation? Enter your salaries and metro area to see whether your real purchasing power went up, stayed flat, or quietly declined.

Data: BLS CPI-U | Metro inflation: 2025 annual average (M13) | Last updated: April 2026

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Inflation by Metro during Last Year (2025)

The following inflation rates are based on 2025 average inflation from BLS CPI-U.

🇺🇸 National +2.6%
Atlanta-Sandy Springs-Roswell +1.7%
Baltimore-Columbia-Towson +3.1%
Boston-Cambridge-Newton +3.1%
Chicago-Naperville-Elgin +3.1%
Dallas-Fort Worth-Arlington +1.3%
Denver-Aurora-Lakewood +2.3%
Detroit-Warren-Dearborn +1.7%
Houston-The Woodlands-Sugar Land +1.3%
Los Angeles-Long Beach-Anaheim +3.2%
Miami-Fort Lauderdale-West Palm Beach +2.6%
Minneapolis-St Paul-Bloomington +2.3%
New York-Newark-Jersey City +3.4%
Philadelphia-Camden-Wilmington +3.2%
Phoenix-Mesa-Scottsdale +1.2%
San Diego-Carlsbad +3.8%
San Francisco-Oakland-Hayward +2.2%
Seattle-Tacoma-Bellevue +2.4%
St. Louis +2.4%
Tampa-St Petersburg-Clearwater +2.7%
Washington-Arlington-Alexandria +2.2%

What Is a "Real" Raise?

A nominal raise is the percentage increase in your paycheck. A real raise adjusts for inflation — it tells you whether your actual purchasing power increased. If your salary went up 3% but local inflation ran at 4%, your real raise was -1%. You took home more dollars but could buy less. Metro inflation is based on the BLS CPI-U annual average for 2025.

Salary Analysis by Amount

See a detailed inflation breakdown for specific salary levels.

Salary Analysis by City

See how a specific salary holds up against local inflation and rent costs in major U.S. cities.